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2 docs tagged with "fintech"

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DC/EP and Central Bank Digital Currency

DC/EP stands for Digital Currency Electronic Payment, a central bank digital currency. What problems does it aim to solve? What is its framework? How will it be promoted? What are the main technological means? To what extent does it protect privacy? What issues does blockchain face in this context? Why is cross-border payment not a priority?

Money20/20 Takeaways

Money20/20 Insights: Shift from Blockchain to AI in Fintech: Explore industry trends highlighting the move to AI in fintech, the strategic evolution in cannabis banking, and the implications for high-risk sectors. The article examines the sluggish regulatory framework, the nuanced discussions around 'banking as a service,' open banking challenges, and the anticipated changes in financial data sharing due to Dodd-Frank Act Section 1033.