The MCP Capability Disclosure Tax: When Every Connected Server Bills Your Context Window
Connect a single GitHub MCP server to your agent and you've already spent twelve to forty thousand tokens before the user types a word. Connect a filesystem server, a calendar, a database, an internal CRM, and a third-party tool catalog, and a heavy desktop configuration has been measured at sixty-six thousand tokens of pure tool disclosure — nearly a third of Claude Sonnet's 200K window, paid every single planning turn. The agent hasn't done anything yet. The user hasn't asked anything yet. The bill is already running.
This is the disclosure tax, and it is the most underpriced line item in agentic systems shipping right now. Teams add MCP servers the way teams once added microservices — each integration looks like a free composition primitive, the procurement story writes itself ("more tools = more capability"), and the unit economics dashboard never surfaces the per-server cost because the cost lives inside a token bucket nobody attributes back to the connector. The result is an agent that gets slower, dumber, and more expensive every time someone adds another integration, and a team that explains the regression by re-tuning prompts and chasing the model vendor for a new version.
